applying for federal student loans

To apply for Federal Student Loans, follow the steps below:

1. Use the Free Application for Federal Student Aid (FAFSA®) form to apply for financial aid

For FAFSA on the Web, go to

To get general student aid information, go to

Applications for the upcoming academic year are available on January 1st. Federal applications are due June 30th prior to the new academic year. Check with your state for their specific deadlines.

Schools and states set deadlines early in the calendar year. These must be met to receive state funding. Apply early so you don’t miss out on financial opportunities.

2. Review your Student Aid Report (SAR)

The Department of Education will send your SAR either in hardcopy or online depending on how you sent in your FAFSA. The SAR confirms the information reported on your FAFSA and contains your Expected Family Contribution (EFC). The EFC is used determine your eligibility for federal student aid. To receive aid, your SAR must be complete and correct.

3. Contact the School(s) You Want to Attend

Talk to the financial aid staff at the school(s) you’re interested in attending. Be sure to submit all of your information. The financial aid administrator will review your SAR, and if you are eligible, will prepare a letter outlining your financial aid package.